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#MotivationMonday: This couple paid off 130k in debt in just three years!
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“Wow! It feels like October of 2016 was just yesterday! We are beyond blessed to announce our debt freedom. First and foremost thanks to God for his direction and protection along this journey. Also, thanks to our family and friends for supporting as well.
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This 130k consisted of student loans (majority), credit cards, car loan, medical credit card 👈🏽 why does this even exist, lol but we were fairly normal.
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We can say things feel different now that we’re finished. It’s like the toxic cloud of debt no longer exists above our heads and shackles have been removed! Major shoutout to our growth as we learned so much about ourselves throughout this journey.” (📷: @blacksheeppriorities)

#MotivationMonday : This couple paid off 130k in debt in just three years! —— “Wow! It feels like October of 2016 was just yesterday! We are beyond blessed to announce our debt freedom. First and foremost thanks to God for his direction and protection along this journey. Also, thanks to our family and friends for supporting as well. - This 130k consisted of student loans (majority), credit cards, car loan, medical credit card 👈🏽 why does this even exist, lol but we were fairly normal. - We can say things feel different now that we’re finished. It’s like the toxic cloud of debt no longer exists above our heads and shackles have been removed! Major shoutout to our growth as we learned so much about ourselves throughout this journey.” (📷: @blacksheeppriorities ) - 3 days ago

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I prayed for days like this! 🙏🏾 Today I closed on my 20th house of the year and the highest of my real estate career! I use to see people selling multiple houses a month! Wondering what I was doing wrong!?!? One thing I’ve learned is everything happens in God’s timing, not ours! It didn’t happen for me then because I wasn’t ready for it! Now I’m prepared and ready for it all!! This is only the beginning!!
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Ended the evening with 2 buyers consultations, both are now approved buyers!! Who is next?? I’m here for all your real estate needs!! #Roztherealtor
☎️ 786-253-3364 📧rozbtherealtor@gmail.com
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#winningteam #inspection #millionairemindset #home #keys #firsttimehomebuyer #closings #miami #miamibeach #buyer #luxury #luxuryrealestate #seller #condos #realestate #listing #miamirealestate #realtor #realtorlife #miamirealtor #luxurylisting #realestateagent #Wealth #investment #contactme #clientsatisfaction #mortage #loans #finance

I prayed for days like this! 🙏🏾 Today I closed on my 20th house of the year and the highest of my real estate career! I use to see people selling multiple houses a month! Wondering what I was doing wrong!?!? One thing I’ve learned is everything happens in God’s timing, not ours! It didn’t happen for me then because I wasn’t ready for it! Now I’m prepared and ready for it all!! This is only the beginning!! . . Ended the evening with 2 buyers consultations, both are now approved buyers!! Who is next?? I’m here for all your real estate needs!! #Roztherealtor ☎️ 786-253-3364 📧rozbtherealtor@gmail.com 🗝 🗝 🗝 #winningteam #inspection #millionairemindset #home #keys #firsttimehomebuyer #closings #miami #miamibeach #buyer #luxury #luxuryrealestate #seller #condos #realestate #listing #miamirealestate #realtor #realtorlife #miamirealtor #luxurylisting #realestateagent #Wealth #investment #contactme #clientsatisfaction #mortage #loans #finance - 2 days ago

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Yesterday’s closing!! 🎉🎉 My client is ecstatic and so am I!🤗🤗 .
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Who is next? Contact Roz the Realtor today for all of your real estate needs ☎️ 786-253-3364 📧rozbtherealtor@gmail.com 🗝
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#winningteam #inspection #millionairemindset #home #keys #firsttimehomebuyer #closings #miami #miamibeach #buyer #luxury #luxuryrealestate #seller #condos #realestate #listing #miamirealestate #realtor #realtorlife #miamirealtor #luxurylisting #realestateagent #Wealth #investment #contactme #clientsatisfaction #mortage #loans #finance

Yesterday’s closing!! 🎉🎉 My client is ecstatic and so am I!🤗🤗 . . Who is next? Contact Roz the Realtor today for all of your real estate needs ☎️ 786-253-3364 📧rozbtherealtor@gmail.com 🗝 🗝 🗝 #winningteam #inspection #millionairemindset #home #keys #firsttimehomebuyer #closings #miami #miamibeach #buyer #luxury #luxuryrealestate #seller #condos #realestate #listing #miamirealestate #realtor #realtorlife #miamirealtor #luxurylisting #realestateagent #Wealth #investment #contactme #clientsatisfaction #mortage #loans #finance - 22 hours ago

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Six figure debt can feel defeating and impossible to dig out from under. You can pay off 6 figures of debt and you can change your life. This year was full of changes and I’m finally able to afford moving out of my parent’s house, the cutest puppy I could ever imagine, and spending money on the things I value most. I’m sharing all of the details of the last year and my plan for the next year on the blog, link in bio!

Six figure debt can feel defeating and impossible to dig out from under. You can pay off 6 figures of debt and you can change your life. This year was full of changes and I’m finally able to afford moving out of my parent’s house, the cutest puppy I could ever imagine, and spending money on the things I value most. I’m sharing all of the details of the last year and my plan for the next year on the blog, link in bio! - 12 days ago

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DING DONG MY LOANS ARE DEAD💀 
It is with immense pleasure that I announce the death of my student loans. On August 2, 2019, after 6 years, I finally killed them. It was a slow death but was worth every bit of the fight. 
Let me tell you about my journey: It began in 2013, when I graduated with a total of 75K in student loans. I moved to New York, but I made sure to pay more than the minimums, which totaled to $1K a month. It was like another rent. I took jobs not based on what I really wanted but what could help me survive. I did this for five years straight. Even after a lay-off during this journey I hustled like hell and never missed a payment. It was more than most people can do, and I, a single, childless, able-bodied woman consider myself lucky. But still, I carried this burden alone. I never asked for or received help. No one ever paid my bills. 
Then last fall, something in me broke. Maybe it was feeling like my life was on hold, but I just remember thinking I was DONE. I didn’t want to owe anyone anything more. I wanted to start saving for my future. A house. Kids. A life. So I made a decision—I’d become debt-free by 30. I’m proud to say I accomplished my goal 2 years early. In fact, I killed that last 32K in EIGHT months. 
I cut my budget and lived off of less than a third of my monthly salary. (Turns out, packing lunches and not taking Ubers can save you a ton.) I worked my ass off at work and asked for raises, and got them. I worked three jobs at once, my day job and then side hustles. I walked dogs until my feet literally bled. In the cold. In the rain. In the heat. Nothing was beneath me. I babysat. I cat sat. I stayed up for 24 hours straight to make a few hundred bucks as a TV extra on shows they filmed overnight. I cut my food budget down to merely salad, eggs, chicken and rice. I said “no”—my God I said no—to making memories with my family and friends and prayed there would be other opportunities in the future. 
Was it easy? No. Worth it? I’m smiling in a cemetery. 102K lifted from my back. You tell me. 1/3 📸@120ish
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#studentloans #loans #studentdebt #studentdebtcrisis #freecollege #studentloanforgiveness #debtfreejourney #babysteps

DING DONG MY LOANS ARE DEAD💀 It is with immense pleasure that I announce the death of my student loans. On August 2, 2019, after 6 years, I finally killed them. It was a slow death but was worth every bit of the fight. Let me tell you about my journey: It began in 2013, when I graduated with a total of 75K in student loans. I moved to New York, but I made sure to pay more than the minimums, which totaled to $1K a month. It was like another rent. I took jobs not based on what I really wanted but what could help me survive. I did this for five years straight. Even after a lay-off during this journey I hustled like hell and never missed a payment. It was more than most people can do, and I, a single, childless, able-bodied woman consider myself lucky. But still, I carried this burden alone. I never asked for or received help. No one ever paid my bills. Then last fall, something in me broke. Maybe it was feeling like my life was on hold, but I just remember thinking I was DONE. I didn’t want to owe anyone anything more. I wanted to start saving for my future. A house. Kids. A life. So I made a decision—I’d become debt-free by 30. I’m proud to say I accomplished my goal 2 years early. In fact, I killed that last 32K in EIGHT months. I cut my budget and lived off of less than a third of my monthly salary. (Turns out, packing lunches and not taking Ubers can save you a ton.) I worked my ass off at work and asked for raises, and got them. I worked three jobs at once, my day job and then side hustles. I walked dogs until my feet literally bled. In the cold. In the rain. In the heat. Nothing was beneath me. I babysat. I cat sat. I stayed up for 24 hours straight to make a few hundred bucks as a TV extra on shows they filmed overnight. I cut my food budget down to merely salad, eggs, chicken and rice. I said “no”—my God I said no—to making memories with my family and friends and prayed there would be other opportunities in the future. Was it easy? No. Worth it? I’m smiling in a cemetery. 102K lifted from my back. You tell me. 1/3 📸@120ish ___ #studentloans #loans #studentdebt #studentdebtcrisis #freecollege #studentloanforgiveness #debtfreejourney #babysteps - 1 month ago

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I LOVE MY WIFE AND KIDS UNTIL THE END OF TIME  BUT IF I EVER LOST THIS PERSON RIGHT HERE YOU MIGHT AS WELL TAKE ME OUT AS WELL. THIS IS DAY ONE FROM BIRTH ! HOW MANY PEOPLE CAN SAY THEY HAVE THAT ? BUT GUESS WHAT ? I CAN CHANGE YOUR LIFE ! #badcredit #creditcard #love #creditrepair #business #goals #entrepreneur #goodcredit #newhome #debtfree #home #investment #creditscore #mortgage #realestate #fixmycredit #success #studentloans #money #wealth #finance #creditreport #credit #loans #realtor #realestateagent #fixyourcredit #creditrestoration #motivation #financialfreedom @atmybest197 @producerstylezny @__f8mous__ @b3sixty @arm_up @rizzospeaks @kiakia_baby @lvmymartini  @glam_haus @ms.fixandflipnyc @flipping_nj @originalrealestateballers @junetycoon

I LOVE MY WIFE AND KIDS UNTIL THE END OF TIME BUT IF I EVER LOST THIS PERSON RIGHT HERE YOU MIGHT AS WELL TAKE ME OUT AS WELL. THIS IS DAY ONE FROM BIRTH ! HOW MANY PEOPLE CAN SAY THEY HAVE THAT ? BUT GUESS WHAT ? I CAN CHANGE YOUR LIFE ! #badcredit #creditcard #love #creditrepair #business #goals #entrepreneur #goodcredit #newhome #debtfree #home #investment #creditscore #mortgage #realestate #fixmycredit #success #studentloans #money #wealth #finance #creditreport #credit #loans #realtor #realestateagent #fixyourcredit #creditrestoration #motivation #financialfreedom @atmybest197 @producerstylezny @__f8mous__ @b3sixty @arm_up @rizzospeaks @kiakia_baby @lvmymartini   @glam_haus @ms.fixandflipnyc @flipping_nj @originalrealestateballers @junetycoon - 2 days ago

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Our interest rates will put you in a good mood! With rates as low as 10.75%, SBI Personal Loan is the right solution for all your needs. To know more, visit https://bank.sbi/portal/web/personal-banking/personal-loans

#SBI #StateBankofIndia #Loans #PersonalLoans

Our interest rates will put you in a good mood! With rates as low as 10.75%, SBI Personal Loan is the right solution for all your needs. To know more, visit https://bank.sbi/portal/web/personal-banking/personal-loans #SBI #StateBankofIndia #Loans #PersonalLoans - 3 months ago

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🚨 NEW VIDEO ALERT 🚨 
Why I do these videos in my car? I don’t know LOL it’s when I’m not checking emails, with a client or on the phone and I get inspired. 
CAN YOU APPLY FOR A HOME LOAN AND LEAVE YOUR HUSBAND/WIFE OFF OF THE LOAN. Watch for more details..... 😊
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#Finance #Loans #houston #texas #htx #realestate #realtor #tuesday  #tips

🚨 NEW VIDEO ALERT 🚨 Why I do these videos in my car? I don’t know LOL it’s when I’m not checking emails, with a client or on the phone and I get inspired. CAN YOU APPLY FOR A HOME LOAN AND LEAVE YOUR HUSBAND/WIFE OFF OF THE LOAN. Watch for more details..... 😊 . . #Finance #Loans #houston #texas #htx #realestate #realtor #tuesday #tips - 4 months ago

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SWEET FREEDOM ✨🍾 Lots of people will see my story and say, see, if she could do it, so can you. But I don’t think that. Not everyone can do this. Maybe due to lack of jobs, ability or other compounding responsibilities, because truth be told, it’s a rigged game. Only those who play know it. But here’s the thing, people’s futures should never be a game. I celebrate my freedom but I don’t feel we student borrowers deserve the hardship that comes with these loans: high interest rates, sketchy providers, yearly tuition hikes, the list goes on.

My hope is that my story inspires people to say “no more” the best way they can. Maybe it’s by finally getting sick and tired and paying their debt off if they’re able. If you can do it, I support you. Maybe it’s by voting for policy that makes the system much more fair. Any little bit of action helps. 
All I know is, this nightmare, this crisis, needs to end. Being open about my debt, and the hoops I had to jump through to get rid of it, is how I'm trying to help.

But after six long years, it's time to celebrate. I have my life back. I changed my life. I changed my future family’s life. I ended the cycle of literally "paying" simply for wanting a better future. For being a “have not.” Well not anymore. It’s all mine now. I'm free.

Photos: @120ish 
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#studentloans #loans #studentdebt #studentdebtcrisis #freecollege #studentloanforgiveness #debtfreejourney #babysteps #babystep2 #debtsnowball #daveramseybabysteps #financialadvisor #financialfreedom #financialfreedomstartshere #debtfreecommunity #debtfreemillennials #financialdiet

SWEET FREEDOM ✨🍾 Lots of people will see my story and say, see, if she could do it, so can you. But I don’t think that. Not everyone can do this. Maybe due to lack of jobs, ability or other compounding responsibilities, because truth be told, it’s a rigged game. Only those who play know it. But here’s the thing, people’s futures should never be a game. I celebrate my freedom but I don’t feel we student borrowers deserve the hardship that comes with these loans: high interest rates, sketchy providers, yearly tuition hikes, the list goes on. My hope is that my story inspires people to say “no more” the best way they can. Maybe it’s by finally getting sick and tired and paying their debt off if they’re able. If you can do it, I support you. Maybe it’s by voting for policy that makes the system much more fair. Any little bit of action helps. All I know is, this nightmare, this crisis, needs to end. Being open about my debt, and the hoops I had to jump through to get rid of it, is how I'm trying to help. But after six long years, it's time to celebrate. I have my life back. I changed my life. I changed my future family’s life. I ended the cycle of literally "paying" simply for wanting a better future. For being a “have not.” Well not anymore. It’s all mine now. I'm free. Photos: @120ish ___ #studentloans #loans #studentdebt #studentdebtcrisis #freecollege #studentloanforgiveness #debtfreejourney #babysteps #babystep2 #debtsnowball #daveramseybabysteps #financialadvisor #financialfreedom #financialfreedomstartshere #debtfreecommunity #debtfreemillennials #financialdiet - 1 month ago

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Comment “AGENT” below to learn more about how you can earn additional income. Must be in the US only!!
#mortgagebroker #mortgage #realestate #realtor #mortgagelender #homeloans #homeloan #realestateagent #refinance #broker #loanofficer #creditrepair #mortgages #buyingahome #homeowner #bayarea #mortgagerates #property #home #finance #newhome #creditscore #losangeles #loans #mortgagelife #california #lasvegas #realestategoals #homebuyers #newyork

Comment “AGENT” below to learn more about how you can earn additional income. Must be in the US only!! #mortgagebroker #mortgage #realestate #realtor #mortgagelender #homeloans #homeloan #realestateagent #refinance #broker #loanofficer #creditrepair #mortgages #buyingahome #homeowner #bayarea #mortgagerates #property #home #finance #newhome #creditscore #losangeles #loans #mortgagelife #california #lasvegas #realestategoals #homebuyers #newyork - 7 days ago

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What’s the point of being a king or a queen without power!!! Credit is power!!! Get your credit repaired today!!!! @thecreditoperator #creditrepair #credit #collections #loans#mortgage #finances #growth

What’s the point of being a king or a queen without power!!! Credit is power!!! Get your credit repaired today!!!! @thecreditoperator #creditrepair #credit #collections #loans #mortgage #finances #growth - 17 days ago

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We want to be a part of your success! Now, with interest rates on SBI Education Loan as low as 8.25%, you can be on your way to greatness. To know more, visit https://bank.sbi/portal/web/student-platform
#SBI #StateBankofIndia #Loans #EducationLoans

We want to be a part of your success! Now, with interest rates on SBI Education Loan as low as 8.25%, you can be on your way to greatness. To know more, visit https://bank.sbi/portal/web/student-platform #SBI #StateBankofIndia #Loans #EducationLoans - 3 months ago

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Ur current financial situation will not be your final destination.

Prosperity Wins.

Contact me for all your credit needs.
⬇️ ⬇️ ⬇️
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Click the link in my Bio for a free consultation.! 💚

@prekcredit 
Write your thoughts 💭 below 👇

Contact us: +1 404-919-3035📞
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#creditrepair #credit #creditrestoration #creditscore #tradelines #creditrepairservices #financialfreedom #goodcredit #realestate #badcredit #businesscredit #creditcards #business #entrepreneur #debtfree #equifax #fixyourcredit #loans #experian #money #bankruptcy #transunion #fixmycredit #studentloans #creditcard #fico #mortgagebroker #credithelp #realtor

Ur current financial situation will not be your final destination. Prosperity Wins. Contact me for all your credit needs. ⬇️ ⬇️ ⬇️ - - Click the link in my Bio for a free consultation.! 💚 @prekcredit Write your thoughts 💭 below 👇 Contact us: +1 404-919-3035📞 . . . #creditrepair #credit #creditrestoration #creditscore #tradelines #creditrepairservices #financialfreedom #goodcredit #realestate #badcredit #businesscredit #creditcards #business #entrepreneur #debtfree #equifax #fixyourcredit #loans #experian #money #bankruptcy #transunion #fixmycredit #studentloans #creditcard #fico #mortgagebroker #credithelp #realtor - 7 days ago

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Get you a woman you don’t have to take care of. Then take care of her. 😜

Contact me for all your credit needs.
⬇️ ⬇️ ⬇️
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Click the link in my Bio for a free consultation.! 💚

@iam.teranicole 
@prekcredit 
@thecreditbarbie 
Write your thoughts 💭 below 👇

Contact us: +1 404-919-3035📞
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#creditrepair #credit #creditrestoration #creditscore #tradelines #creditrepairservices #financialfreedom #goodcredit #realestate #badcredit #businesscredit #creditcards #business #entrepreneur #debtfree #equifax #fixyourcredit #loans #experian #money #bankruptcy #transunion #fixmycredit #studentloans #creditcard #fico #mortgagebroker #credithelp #realtor

Get you a woman you don’t have to take care of. Then take care of her. 😜 Contact me for all your credit needs. ⬇️ ⬇️ ⬇️ - - Click the link in my Bio for a free consultation.! 💚 @iam.teranicole @prekcredit @thecreditbarbie Write your thoughts 💭 below 👇 Contact us: +1 404-919-3035📞 . . . #creditrepair #credit #creditrestoration #creditscore #tradelines #creditrepairservices #financialfreedom #goodcredit #realestate #badcredit #businesscredit #creditcards #business #entrepreneur #debtfree #equifax #fixyourcredit #loans #experian #money #bankruptcy #transunion #fixmycredit #studentloans #creditcard #fico #mortgagebroker #credithelp #realtor - 16 days ago

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#tbt birthday vibes 🎈

#tbt birthday vibes 🎈 - 4 months ago

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Waiting on you to let me sell your house like💭🏡💭
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#ozanarealtygroup #realestateagent #realestate #luxuryrealestate #interiordesign #NYC #FSBO #SellYourHome #leads #leads #entrepreneur #NAR #hustle #Money #GirlsInRealEstate #FemaleEntrepreneur  #StatenIsland #OpenHouse #MLS #zillow #passiveincome  #investment #housegoals #aesthetics #business #motivation #closingdealsinheels #career #marketing #bank #loans

Waiting on you to let me sell your house like💭🏡💭 • • • • #ozanarealtygroup #realestateagent #realestate #luxuryrealestate #interiordesign #NYC #FSBO #SellYourHome #leads #leads #entrepreneur #NAR #hustle #Money #GirlsInRealEstate #FemaleEntrepreneur #StatenIsland #OpenHouse #MLS #zillow #passiveincome #investment #housegoals #aesthetics #business #motivation #closingdealsinheels #career #marketing #bank #loans - 5 days ago

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🚨 INTEREST RATES ARE STILL LOW! 🚨 
Refinancing is still in high demand right now. If you are in the market to refinance, watch this video I truly hope it’s resourceful. I haven’t done a video in so long and I do them to bring knowledge to someone who may not know. 
If this is something I can help you with, don’t hesitate to ask. 
If you are in the market to purchase, I have tons of programs for buyers as well. 💕

#Houston #Texas #HTX #Refinance #Realtor #Realestate #LadyLendsd #Loans _#Home #Finance #Tuesday

🚨 INTEREST RATES ARE STILL LOW! 🚨 Refinancing is still in high demand right now. If you are in the market to refinance, watch this video I truly hope it’s resourceful. I haven’t done a video in so long and I do them to bring knowledge to someone who may not know. If this is something I can help you with, don’t hesitate to ask. If you are in the market to purchase, I have tons of programs for buyers as well. 💕 #Houston #Texas #HTX #Refinance #Realtor #Realestate #LadyLendsd #Loans _#Home #Finance #Tuesday - 2 months ago

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Repetition is everything 💯 #credit #creditrepair #creditfix #money #finance #funding #fix #life #home #newhouse #finacial #freedom #loans #stability #car #start #today #fast #afforable #repair #service #program #bankruptcy #studentloans #liens #latepayments

Repetition is everything 💯 #credit #creditrepair #creditfix #money #finance #funding #fix #life #home #newhouse #finacial #freedom #loans #stability #car #start #today #fast #afforable #repair #service #program #bankruptcy #studentloans #liens #latepayments - 5 months ago

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It will not be long before the spread of negative interest rates reaches the U.S., according to former Federal Reserve Chairman Alan Greenspan.⁠⠀
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“You’re seeing it pretty much throughout the world. It’s only a matter of time before it’s more in the United States,” Greenspan told CNBC’s “Squawk on the Street” this month, adding investors should watch the 30-year Treasury yield.⁠⠀
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There are currently more than $16 trillion in negative-yielding debt instruments around the world as central banks try to ease monetary conditions to sustain the global economy. The 10-year sovereign bonds in Belgium, Germany, France and Japan — among others — are trading with a negative rate.⁠⠀
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Click the link in our bio to find out more.⁠⠀
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#alangreenspan #thefed #federalreserve #economy #economic #theeconomy #interestrates #quotes #quote #quoteoftheday #cnbc #business #investor #regulator #loans #thefederalreserve #news #marketrate #entrepreneurship #entrepreneurlife #money #greenspan #donaldtrump #useconomy #didyouknow #markets #stockmarket #trader #usa #us

It will not be long before the spread of negative interest rates reaches the U.S., according to former Federal Reserve Chairman Alan Greenspan.⁠⠀ ⁠⠀ “You’re seeing it pretty much throughout the world. It’s only a matter of time before it’s more in the United States,” Greenspan told CNBC’s “Squawk on the Street” this month, adding investors should watch the 30-year Treasury yield.⁠⠀ ⁠⠀ There are currently more than $16 trillion in negative-yielding debt instruments around the world as central banks try to ease monetary conditions to sustain the global economy. The 10-year sovereign bonds in Belgium, Germany, France and Japan — among others — are trading with a negative rate.⁠⠀ ⁠⠀ Click the link in our bio to find out more.⁠⠀ •⁠⠀ •⁠⠀ •⁠⠀ •⁠⠀ •⁠⠀ •⁠⠀ #alangreenspan #thefed #federalreserve #economy #economic #theeconomy #interestrates #quotes #quote #quoteoftheday #cnbc #business #investor #regulator #loans #thefederalreserve #news #marketrate #entrepreneurship #entrepreneurlife #money #greenspan #donaldtrump #useconomy #didyouknow #markets #stockmarket #trader #usa #us - 2 months ago

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#financialfreedom ⁣⁣
Debt free in <𝟓 𝐲𝐞𝐚𝐫𝐬 post graduation from residency! I decided that I did not want to continue to pay interest on money from school loans. Here are steps I took to reach my goal of financial freedom.⁣⁣
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💸 Pay off the interest lump sum. When you finish school or residency, you will have a grace period of ~60-90 days. The interest owed is calculated. If you choose to not pay, that interest will get added to your principal and you will pay cumulative interest. Pay it off and save a few thousand dollars!⁣⁣
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💸 Hire a financial advisor that specializes in your field to factor in malpractice, disability, retirement, investments, etc. Find someone that you trust to help diversify your portfolio.⁣⁣
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💸 Refinance your student loans. If you want to pay them off aggressively, certain companies will drop your interest rate by a considerable amount. ⁣⁣
Try @sofi ⁣⁣
💸 Create a budget that includes an emergency fund that covers your lifestyle for 3 months. Factor in fitness, travel, bills, groceries, gas, holiday spending etc. Stick to that budget!⁣⁣
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💸 Resist the urge to splurge. Examples. I drove my beloved 6 speed, manual, turbo, VW GLI that was paid off, for 9 years before upgrading to my Benz. Invest in a coffee machine of your choice that brings your fancy cup of Joe down to <$1 instead of >$3. Try @nespresso ⁣⁣
💸 Treat yourself. Although I focused on paying off my loans, I still bought the Gucci bag I had been eyeing for all of residency and finally dove the Great Barrier Reef. It’s OK to set money aside for items or experiences that you really want because you only live once! ⁣⁣
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In the end, you have to make financial choices that fit your lifestyle, budget and help you live your life to the fullest! ⁣⁣
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Share your tips below 🧐 📸 @shabayeb

#financialfreedom ⁣⁣ Debt free in <𝟓 𝐲𝐞𝐚𝐫𝐬 post graduation from residency! I decided that I did not want to continue to pay interest on money from school loans. Here are steps I took to reach my goal of financial freedom.⁣⁣ ⁣⁣ 💸 Pay off the interest lump sum. When you finish school or residency, you will have a grace period of ~60-90 days. The interest owed is calculated. If you choose to not pay, that interest will get added to your principal and you will pay cumulative interest. Pay it off and save a few thousand dollars!⁣⁣ ⁣⁣ 💸 Hire a financial advisor that specializes in your field to factor in malpractice, disability, retirement, investments, etc. Find someone that you trust to help diversify your portfolio.⁣⁣ ⁣⁣ 💸 Refinance your student loans. If you want to pay them off aggressively, certain companies will drop your interest rate by a considerable amount. ⁣⁣ Try @sofi ⁣⁣ 💸 Create a budget that includes an emergency fund that covers your lifestyle for 3 months. Factor in fitness, travel, bills, groceries, gas, holiday spending etc. Stick to that budget!⁣⁣ ⁣⁣ 💸 Resist the urge to splurge. Examples. I drove my beloved 6 speed, manual, turbo, VW GLI that was paid off, for 9 years before upgrading to my Benz. Invest in a coffee machine of your choice that brings your fancy cup of Joe down to <$1 instead of >$3. Try @nespresso ⁣⁣ 💸 Treat yourself. Although I focused on paying off my loans, I still bought the Gucci bag I had been eyeing for all of residency and finally dove the Great Barrier Reef. It’s OK to set money aside for items or experiences that you really want because you only live once! ⁣⁣ ⁣⁣ In the end, you have to make financial choices that fit your lifestyle, budget and help you live your life to the fullest! ⁣⁣ ⁣ Share your tips below 🧐 📸 @shabayeb - 22 days ago

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